Mobile App Terms and Conditions Explained

These terms outline the conditions of using our budgeting application. By creating an account or using features, you accept and agree to comply with all requirements for app access and responsible use.

Last reviewed October 8, 2025

Acceptance and Agreement

By installing, registering for, or using this application, you confirm that you are at least 18 years of age and have legal capacity. You agree to follow all guidelines, including privacy and data practices, outlined herein. Continued access after updates signals your acceptance of changes posted on our website.

Definitions

To aid understanding, key terms are defined below and used throughout our guidelines and policies.

"App" means the budgeting application platform delivered by quirosanvex.com for personal financial planning purposes.

"User" refers to any individual using the app, including account holders and non-registered visitors.

"Content" means interactive features, graphics, data, and information shown within the app.

"Account" is a user-created profile giving access to personalised settings and features.

User Obligations

Users should use features as intended for budgeting support, and refrain from actions that could impair others’ use or breach data security. Access may be discontinued if guidelines are violated.

Eligibility

You must be an individual over the age of 18 to register. Use may be limited or adjusted by law in certain locations.

For assistance, contact our support team.

User Responsibilities

Maintain the confidentiality of your account and promptly report suspected misuse or unauthorised activity.

Do not share your password or account access details with others.
Review your settings regularly to ensure information is up to date.
Notify us if your device is lost or you suspect an account compromise.
Follow recommended privacy and security practices.

Prohibited Uses

The app may not be used for unlawful activity or to harm others.

Uploading false or misleading information about spending or identity.
Exporting or misusing data outside permitted purposes.
Attempting to manipulate app analytics or hack into account features.
Sharing intellectual property or screenshots without consent.
Using bots or automated scripts to alter reports or notifications.

Intellectual Property

All content, including application algorithms, branding, and icons, remains the property of quirosanvex.com or its licensors. Use is granted strictly for non-commercial, individual reference only; copying or redistribution is not permitted without written approval.

User-Generated Content

Users may not upload, share, or distribute unpermitted content using app features. We monitor and restrict material as required.

User Content Rights

Submitting content grants us a non-exclusive, royalty-free license to use, modify, or remove content as needed to operate and improve the app.

Your Privacy Commitments

Read our privacy policy to understand how personal information is collected, processed, and protected. Continued use is conditional upon acceptance of these privacy practices.

See Privacy Policy

Important Disclaimers

Metrics and analytics provided are intended for guidance. No outcome is promised. Results may vary based on personal habits and input.

Results Can Vary

App analytics and suggestions reflect your data and may not be suited to everyone or each financial goal.

Limitations of Liability

Neither the app nor its operators are responsible for any direct or indirect damages resulting from use or inability to access features.

Indemnification

By using our app, you agree to indemnify and hold harmless quirosanvex.com, its employees, and affiliates from claims related to use or misuse.

Resolving Disputes and Claims

We aim to resolve disputes through direct communication, but other avenues may be provided.

Arbitration

Disputes arising from these terms are subject to binding arbitration under Australian law, unless prohibited.

Some users may retain certain legal remedies depending on jurisdiction.

Online Dispute Resolution

For European users, an ODR platform may be available as an alternative. Direct contact is encouraged for a quick solution.

Contact support for details

Severability

If any term proves unlawful or unenforceable, remaining provisions stay in effect.

Entire Agreement

These terms form the complete agreement between the user and quirosanvex.com regarding this app.

Applicable Law in Australia

The laws of Australia apply to these terms and all app activity.

Termination

We may suspend or discontinue access due to breaches or legal limitations. Users may terminate accounts at any time via support.

Changes

Terms may be updated by posting new versions online. Continued use means you accept current policies.

Contact for Terms Questions

Contact us with any questions or clarifications regarding these terms.

Support Email: content@quirosanvex.com

Contact Number: +61819945606

Office Address: 113 Exhibition St, Melbourne, VIC 3000 Australia

Effective Date: October 8, 2025

Version: 2.1